Business Loans & Finance
Access to commercial finance is often ranked as one of the biggest challenges small business owners face. We help to solve this problem by either lending directly, or introducing our customers to the right lender for their needs – doing the hard work for them and leaving them free to focus on their business. Whether you are looking for support to start a business or to grow an existing business, we can help you to identify and apply for the right finance solution. Using our diverse network of lending partners, we take pride in giving our customers choice and flexibility. By working with us you will always be guaranteed quality in our service and the solutions we arrange.
The commercial finance market can feel cluttered, disjointed and difficult to navigate. It’s important you get guidance from someone you trust to avoid wasting time and making costly errors. We are here to help you access the funding you need in a fast, affordable and fair way.
Our Solutions
Starting a new business? We can arrange government-backed loans up to £25,000 to help you get your new venture off the ground. This is available to any business that has been trading less than two years and is repayable over a term up to 5 years. We can give you the best chance of being awarded this funding.
Growing your business? We can secure an affordable loan to provide you with a flexible source of funding to invest in your venture. With so many different lenders in the market, all with different criteria, we save you time and stress by guiding you through the process and finding the best solution for your needs.
Looking for a different option? Crowd funding or Peer-to-Peer lending can be a fast and simple method of obtaining both secured or unsecured loans. We work with a safe and fully regulated lending platform to secure all levels of finance for our clients, with flexible terms and repayment schedules.
Want to improve cashflow? Invoice Finance is the ideal solution if your business is held back by slow invoice payments. It can give you immediate access to cash to improve your cashflow and allow your business to grow, all without putting collateral such as real estate at risk.
Purchasing equipment? Asset finance can help you access the vital assets, such as equipment, vehicles or machinery, needed to help your business grow. Rather than pay the full balance up front, you can spread the cost over 5 years, helping you hold onto cash for longer.
Accept card payments? If you need some extra money for your growing business but want to avoid the more rigorous application process common with business loans, apply for an MCA and repay directly via a percentage of the income you earn from your card terminal transactions.
Building or renovating a property? We can arrange a broad range of funding options to support your project, connecting you with unbiased and expert lenders to provide the right solution for your needs. We can support residential and commercial property developments throughout the UK.
Bridging a gap? If you are in the process of buying an investment property or commercial premises, but have to wait for the sale or completion of an existing one before being able to proceed, a short term Bridging Loan can ‘bridge the gap’ in your finances and get you from A to B, quickly and securely.
Buying a commercial premises? A commercial mortgage is a type of loan that can help your business to purchase a new office, factory or warehouse. The loan is secured against the value of the building being purchased. We can connect you with specialist lenders to provide you with this funding.
High growth potential? If your start up or small business has high long-term growth potential, and is in need of a large investment, Venture Capital may be the best option for you. We can introduce you to the VC firms to whom you can pitch your ideas.
Looking for private investment? Angel Investment is a type of equity financing where wealthy individuals invest their own money into your business and take an active role in its growth, offering their own advice and business experience, in addition to the funding.
Are you innovative? We are able to arrange both UK and EU grant funding for businesses engaged in innovation and R&D, in a range of industry sectors, allowing business owners to build new products and services without investing their own money.
What our clients say about us
“BCDF were incredibly easy to work with and supportive in helping us with our business loan. As new, self-backed business owners with little previous experience, they made sure we were directed to the right places and took what could easily be a very overwhelming and stressful process, and made it a simple and streamlined one.”
– Tom, Sprouts of Bristol
“I sent an email enquiry and was discussing my investment needs with the Director, Josh, within 2 hours. We spoke on the phone and I instantly liked him – he wasn’t pushy or pretentious. The fact that BCDF supports small start-ups, particularly in Bristol and the South West, is something I also valued”
– Lucy, Develerate
“BCDF helped me to grow my business and progress another step closer to my goal. I am grateful for their support”
– Ash, Space Boy UK
Our Solutions
Starting a new business? We can arrange government-backed loans up to £25,000 to help you get your new venture off the ground. This is available to any business that has been trading less than two years and is repayable over a term up to 5 years. We can give you the best chance of being awarded this funding.
Growing your business? We can secure an affordable loan to provide you with a flexible source of funding to invest in your venture. With so many different lenders in the market, all with different criteria, we save you time and stress by guiding you through the process and finding the best solution for your needs.
Bridging a gap? If you are in the process of buying an investment property or commercial premises, but have to wait for the sale or completion of an existing one before being able to proceed, a short term Bridging Loan can ‘bridge the gap’ in your finances and get you from A to B, quickly and securely.
What our clients say about us
“BCDF were incredibly easy to work with and supportive in helping us with our business loan. As new, self-backed business owners with little previous experience, they made sure we were directed to the right places and took what could easily be a very overwhelming and stressful process, and made it a simple and streamlined one.”
– Tom, Sprouts of Bristol
“I sent an email enquiry and was discussing my investment needs with the Director, Josh, within 2 hours. We spoke on the phone and I instantly liked him – he wasn’t pushy or pretentious. The fact that BCDF supports small start-ups, particularly in Bristol and the South West, is something I also valued”
– Lucy, Develerate
“BCDF helped me to grow my business and progress another step closer to my goal. I am grateful for their support”
– Ash, Space Boy UK
“Dealing with Josh was a pleasure. He is professional and very capable. The solution he provided fitted our requirements perfectly and we would not hesitate to use his services again in the future. BCDF comes highly recommended by us.”
– Gareth, All Trade Property Services
“BCDF played a pivotal role in helping us acquire a new work van, allowing our solar O&M business to scale up effectively. Their expert guidance, coupled with an extensive network, enabled us to secure an outstanding financing deal that would have been unattainable without their assistance. Their professionalism and dedication were truly invaluable in advancing our business operations.”
– Markus, Encome Energy Performance
How does it work?
1 – Firstly, you reach out and begin the conversation with us.
2 – We create a Lending Proposal based on your needs.
3 – We approach our lending panel to apply and pitch the proposal.
4 – All being well, we receive offers and review them together.
5 – We pull together the paper work and you sign on the dotted line.
6 – You draw down the funds and carry out your investment plans.
